Trust every payment to cross-border suppliers

Trust every payment to cross-border suppliers

Trust every payment to cross-border suppliers

Boonie reserves funds in your account and only releases on proof of delivery, so you remove fraud risk and still show suppliers proof of funds.

Protecting the $800B US–Mexico trade flows

Boonie

Start new payment

$250,000

Total

$200,000

Available

$50,000

Locked

Problem with a transaction?

Boonie automatically flags issues, but you can request a chargeback at any time.

Request chargeback

Built for US buyers working with Mexico suppliers. Whether it’s packaging, parts, or manufacturing, every payment is locked until proof of delivery.

How it works

Step 1

Create a protected payment

Enter your supplier’s invoice and lock funds instantly in your account.

Step 2

Share proof of funds

Boonie notifies your supplier that money is secured for them. No signup required.

Step 3

Release on proof

When delivery is verified, payment is released automatically. If not, funds return to your balance.

Why Buyers Choose Boonie

Why Buyers Choose Boonie

Stop fraud before it happens

Only pay on verified delivery. Protect against fake suppliers and last-minute bank detail swaps.

Your money stays in your account

Funds are locked but never leave until proof arrives.

No supplier onboarding needed

Suppliers ship as usual and get paid on their existing rails.

Build trust with new partners

Suppliers see secured funds immediately, so first orders move without delays.

Why Suppliers Like It Too

Why Suppliers Like It Too

See secured funds instantly

Get proof of funds before you ship, with payment guaranteed.

Unlock better financing

With guaranteed funds, access cheaper and faster financing options.

Get paid in USD or MXN

Choose your currency without changing workflows.

Zero changes to how you operate

Receive payments by wire, just like today.

FAQ

How do I pay Mexico suppliers safely?

Most US buyers pay Mexico suppliers with wires, which are irreversible and expose you to fraud or disputes. With Boonie, you create a protected payment: funds stay in your own account and only release when delivery is verified or the agreed terms are met. Your supplier sees proof of funds without needing to pre-collect, so you remove the prepayment risk while keeping the relationship strong.

What’s the difference with an escrow ?

Traditional escrow requires a third party to hold your money, which adds cost and slows down transactions. Boonie works differently: funds stay in your account but are “locked” until proof of delivery is confirmed. That means faster payments, lower cost, and no new bank account setup. Suppliers still get proof that money is secured, but you stay in control of your cash until conditions are met.

Can I protect wire transfers and ACH?

Yes. Boonie works with the same payment rails you already use, including wires, ACH, and RTP. The difference is that the payment is only released once your agreed proof is met, like a signed invoice, customs document, or delivery confirmation. If something goes wrong, funds return to your available balance instead of being lost to an irreversible transfer.

How does it work with net terms?

Boonie supports any payment terms you agree on, including Net-30, Net-45, or Net-60. Instead of sending money upfront, you reserve the funds in your account and they remain “locked” until the term ends or delivery is verified. Your supplier sees proof of funds immediately, so they know payment is guaranteed, but you keep control of your cash until the agreed release date. This reduces disputes and makes net-terms safer for both sides.

How do I pay Mexico suppliers safely?

Most US buyers pay Mexico suppliers with wires, which are irreversible and expose you to fraud or disputes. With Boonie, you create a protected payment: funds stay in your own account and only release when delivery is verified or the agreed terms are met. Your supplier sees proof of funds without needing to pre-collect, so you remove the prepayment risk while keeping the relationship strong.

What’s the difference with an escrow ?

Traditional escrow requires a third party to hold your money, which adds cost and slows down transactions. Boonie works differently: funds stay in your account but are “locked” until proof of delivery is confirmed. That means faster payments, lower cost, and no new bank account setup. Suppliers still get proof that money is secured, but you stay in control of your cash until conditions are met.

Can I protect wire transfers and ACH?

Yes. Boonie works with the same payment rails you already use, including wires, ACH, and RTP. The difference is that the payment is only released once your agreed proof is met, like a signed invoice, customs document, or delivery confirmation. If something goes wrong, funds return to your available balance instead of being lost to an irreversible transfer.

How does it work with net terms?

Boonie supports any payment terms you agree on, including Net-30, Net-45, or Net-60. Instead of sending money upfront, you reserve the funds in your account and they remain “locked” until the term ends or delivery is verified. Your supplier sees proof of funds immediately, so they know payment is guaranteed, but you keep control of your cash until the agreed release date. This reduces disputes and makes net-terms safer for both sides.

How do I pay Mexico suppliers safely?

Most US buyers pay Mexico suppliers with wires, which are irreversible and expose you to fraud or disputes. With Boonie, you create a protected payment: funds stay in your own account and only release when delivery is verified or the agreed terms are met. Your supplier sees proof of funds without needing to pre-collect, so you remove the prepayment risk while keeping the relationship strong.

What’s the difference with an escrow ?

Traditional escrow requires a third party to hold your money, which adds cost and slows down transactions. Boonie works differently: funds stay in your account but are “locked” until proof of delivery is confirmed. That means faster payments, lower cost, and no new bank account setup. Suppliers still get proof that money is secured, but you stay in control of your cash until conditions are met.

Can I protect wire transfers and ACH?

Yes. Boonie works with the same payment rails you already use, including wires, ACH, and RTP. The difference is that the payment is only released once your agreed proof is met, like a signed invoice, customs document, or delivery confirmation. If something goes wrong, funds return to your available balance instead of being lost to an irreversible transfer.

How does it work with net terms?

Boonie supports any payment terms you agree on, including Net-30, Net-45, or Net-60. Instead of sending money upfront, you reserve the funds in your account and they remain “locked” until the term ends or delivery is verified. Your supplier sees proof of funds immediately, so they know payment is guaranteed, but you keep control of your cash until the agreed release date. This reduces disputes and makes net-terms safer for both sides.

Pay on proof, not on promises

Pay on proof, not on promises

Protect every supplier payment and build instant trust in cross-border trade.

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